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October 2002
Vol. 38, No. 10

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Good counsel


Market your firm inexpensively

Not everyone has hundreds of thousands of dollars to spend on law firm marketing. Those on a limited budget can find low-cost—sometimes free—options.

One method is to explore relationships that provide access to thousands of people for free. For example, I became the legal commentator for a local radio station with a signal that can be heard across a 300-mile radius. I comment on regional, statewide, and national legal issues in the news, and I am exposed on a weekly, and sometimes daily, basis to several thousand listeners. That opportunity led to another; I now provide legal commentary at the local television station. I am not paid for providing this service, but it is the best free advertising I could have possibly imagined.

Look into becoming a participating attorney in referral services that offer legal help to their employees or union members as part of a benefit program. These referrals are often free; your only commitment is that if you take a case, you accept the service's reduced fee schedule.

Traditional advertising can be ineffective and may strangle you with exorbitant fees. Consider alternatives like these to present an effective message that sets you apart from competitors and convinces prospective clients to come to you for help.

Richard L. Migala
Kalamazoo, Michigan

 

Proceed carefully with structured settlements

When a settlement can be effected in a personal injury case, you must help the client decide whether to receive a lump sum or a structured payout. The decision must be based on informed consideration of his or her case and a thorough understanding of the structured settlement alternative. If structuring seems the best route, remember to take these 12 steps:

1. Always obtain the free services of a structured settlement specialist.

2. Always fully document every de mand, offer, refusal, and counteroffer, as well as the explanation to the client of the cash or structural alternatives of the proposal.

3. Always negotiate a guaranteed minimum return (GMR) for the client through a term-certain annuity.

4. Determine the client's total indebtedness and his or her present and future needs, with the help of an experienced life care planner.

5. Enlisting a qualified economist, de termine the exact projected cost of each need.

6. Choose the appropriate funding me chan ism to meet the client's present and future needs.

7. Protect the record from constructive receipt. (The Internal Revenue Service uses the best evidence rule—that is, the papers and record.)

8. Place the structure with a secure annuity company.

9. Calculate attorney fees based on the total cost of the settlement package to the defendant.

10. Always include the possibility of a structured settlement in the employment contract.

11. For a catastrophically injured annuitant, substantially increase the value of the annuity by having the annuity specialist shop the rated age of the annuitant.

12. Carefully document the client's un derstanding of the settlement's terms and risks. This is best accomplished by videotaping the session in which you explain all the nuances of the structured settlement to the client.

Howard L. Nations
Houston, Texas

 

Win your case with low-tech exhibits

When presenting low-speed collision injuries to the jury, high-tech animation is not necessarily your best option. Effective low-tech alternatives are also available. Here are some examples:

· Bring a car seat similar to the one involved in the collision into the courtroom. The seat could be fastened to a piece of plywood, for example, to ensure stability. Use the recliner mechanism to simulate seat back flexion. If the seat back in your client's vehicle yielded or was bent (backward if the collision was a rear-ender), set the seat back at a similar recline angle to replicate the degree of yielding.

· Perform the same demonstration in the client's car or in a similar vehicle. Take the jury to the parking lot to look at the car or cut out a section of the vehicle to present in court, if necessary.

· Using a piece of Romex (residential wiring), show how a car seat or the human spine behaves when bent or twisted.

· Illustrate what happens to an occupant's spine when the collision occurs, using an anatomically correct model of the spine or skeleton.

· Use models, available at most toy stores, to show what happens to the vehicles in a rear collision. Action figures can also show the motion of passengers when the vehicle is struck.

· Have an engineer demonstrate what happens to the passengers during a collision by using a chair.

Simple exhibits can bring high impact to your next low-speed collision case.

Tom Lacek
Lancaster, Pennsylvania

Balancing the Scales of Justice
American Association for Justice
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